I've got the Sure E2c ear buds.. I like them a lot, but wish I'd purchased the Sure E3c. The difference, other than sound, is the E2c were about $100, the E3c are about twice that... and $200 I just couldn't justify spending on headphones.
Perspective is everything. I really don't happen to have a spare $10,000 to blow on speakers at the moment, which is probably a good thing, because then I'd need a new house in the middle of nowhere so the neighbours wouldn't keep calling the cops. I used to think the music was too loud if stuff was jumping off the mantle, but for you it's a problem if stuff is jumping off the neighbour's mantle.