What are you paying for car insurance?

Don't have my Prius yet but called to get a quote and was told full coverage with $250 deduct would be $419/6 months. That's through Progressive & we haven't had any accidents and only 1 speeding ticket that was over a year ago.

ETA: Can't find my full writen out notes on the total $ coverage though I think it's close to what you posted.

 

We have a $500 deductible and are paying $367/6mth through State Farm. I haven't had any tickets in the past few years, but I have had two claims within the past year(processed a deer, and hit a door on our garage when backing out).

 

Through Travelers:

• $315 for 6 months
• $250K/$500K liability
• $250 deductible for collision
• $100 deductible for comp

 

Why 6 months ? I voted wrong for $500-600 because I thought it was a year. Can I change a vote ?

All prices Canadian (About par with US $ now) and include taxes and $119 provincial insurance paid with license. I'm in Quebec, Canada near Ottawa regional pop ~ 1 million ?

I just changed to a cheaper insurer for the Prius I'm getting tomorrow. Previous insurer would have me paying about $800 per year. New insurer (RBC Insurance, bank related) has me paying about $550 per year (taxes in).

Married male, mid-40's, 1 small speeding ticket in last 3 years, no claims in last 7 years, apparently good credit (!) and other discounts including multi-vehicle (Wife's car), online discount, and "combined discount" whatever that is.

I think there's a 5% Hybrid discount in there too. And then there's special points for paying on RBC Visa. :canada:


Main Use:Commute
One-way Distance to Work:30 kms
Kilometers Driven Per Year: 20,000
Third Party Liability Coverage:$2,000,000
Collision or Upset Deductible:$1,000
Comprehensive Deductible:$500

 

Liberty Mutual 2 prii all covergaes 100/300 liabilties 50K damages inclused disabilty insurance for accidents. in my area maybe 1200 to 1500 yr 500 ded. for 2 cars

 

Allstate - 100/300 & 250 deductable - collision, 100 deductable comprehensive - - - $398 every six months

-GT

 

Got a quote from USAA today anticpation of (some day) having the ship with my Prius come in - $388 for $500 collision deductible, 50/100/300 liability (need to bump up the liability a bit, I think).

 

I messed up my vote too. Should have a way to edit for dummies.

I have Allstate, 500 deductible, pay $332.30/ 6 months.

 

I am paying $360 for 6 months full coverage with a $500 deductible for collision damages. This is with American Family Insurance. Driving for 25 years never any accidents or tickets. Female driver over 35yrs old. $100 deductible for vandalism damage

 

I have USAA also. You might want to get an umbrella policy if you want to bump up your liability. A $1mil policy is pretty cheap and increases your liability protection on your homeowners' as well.

 

$275 per 6 months

State Farm
$100K/$300K Liability
$100 Comprehensive
$100 Collision

30 Year old male never had a Ticket only 1 accident (22 years old)
wife 25 years old had 2 tickets (rolling stop and a speeding right after she was first licensed)

 

...age and credit rating factor into car insurance rates theses days as well.

 

I was paying a good chunk of change because I had some insurance points against me but after I took a traffic school online course, I am now paying only $600 per 6 months for full coverage.

 

Mercury Insurance
$703.90/6mos.
bodily liability $100/300
property liability $50,000
medical $5,000
$100 deductible
rental $30/day

30yrs. driving experience, 10k/yr miles driven, good driver
I guess it's because I live in L.A., what a rip-off!

 

I answered: Less than $400 with $250 or 500 Collision deductible

But actually, my 6 mo cost is $282.05 with 1000 deductible.

Reductions for:

Multiple line: 79.57
Multicar: 65.60
Driving Safety Record: 272.21
California Good Driver: 70.52
Loyalty: 61.93

Without all those deductions, it would be $831.88, and I would be with another company, most likely.

I am insured with State Farm.

 

Thanks to "long term" discounts for having had the same company (Farmer's Ins. Group) / the same agent for about 11 years, as well as for having had no moving violations / tickets, no wrecks and only one claim -- somebody creased our right-rear door just a bit about six months ago while we were parked in a WalMart parking lot -- over that period ...

... our rate is about $230 for 6 months; that's with a $500 deductible for collision / liability and fairly standard medical coverage, uninsured motorist coverage and so on ....

As mhawkin1 noted above ... I believe we also get a break due to our credit history / rating, as well as an additional discount for having our home-owners' insurance with the same company.

 

waaay too fricking much. have 3 cars and rental ins....$140 a month.

its 424 for the SPM, $298 for the 2010....... now why the diff?

also with Farmers... my policy lists over a dozen discounts... i wonder what if would be if i didnt have any of thata??

 

230/6 months, USAA in Northern Va. $500 deductable, collision and comp. Liability with high limits. Been with USAA for 23 years, one claim (2001). No tickets since '87.

 

holy sh**!!

change your deductible!~!! my rates would be the same as yours if my deductible was $100