Pip insurance

I have State Farm as well, and my premium only increased $35 for the 6 month period ending 6/21. That is over what I was already paying for a 2006 Prius. I got the same deductibles and multi-line, and multi-vehicle discounts as I was paying before.

The agent did advise me during the pre-order process to put insurance coverage on old Prius "on suspension" until the new PiP arrives. She said that would save me some accumulated discounts etc since i was replacing Prius with a Prius.

The next full renewal will tell for sure.

 

My insurance went down by about $30 a year coming from a late model Civic to the PiP even though it's a much more expensive vehicle. Something seems fishy here.

 

Not really as the cost of premium depends on a number of factors, the primary being your sex, age, and vehicle type.

As an example when I moved from a 2000 Prelude to a 2004 Mercedes C class AMG (equivalent to a M3) my insurance for 6 months went up by a mere $120 even though the car is 3 times the price.

Civics and Preludes are classified as high risk/theft vehicles and therefore carry a higher premium. Though in mind a car with about 150 more hp should be higher risk

For reference my new Prius Plug In is adding about $230/6 months over my existing premium to cover *2* cars instead of 1. Pretty much in line with what I expected.

 

$40 more for a 6 month period when adding to my other two vehicles.

 

I have Liberty Mutual and got a $400 increase also. It depends on the state your in. NJ is way higher then say PA and they are next to each other.

 

My premium increased by $234 over my '06 Prius for the remaining 9 months of my Auto Club policy, with the same rating criteria, discounts, etc. So on an annual basis, I would expect it to be a $312 increase.

 

What company are you with ?

 

State Farm. $108 for 6 months coverage @250k/500k/100k when added to my other 3 Prius.

 

We actually saw a reduction in our overall monthly payment when I added the PiP as a 5th car to the policy. We're with State Farm as well, which carries our homeowners policy & personal umbrella policy, so we're in for tons of discounts...

 

I switched from AAA to Allstate and saved $16.00 a month, plus AAA doesn't have vanishing deductible, Allstate does.

 

Allstate for my 2007 Prius was $339.70 / 6 months and now my 2012 PIP is $358.70 / 6 months or $38 more per year for the newer car.

My wife's 2012 Camaro Convertable 6 cyl 6-speed is $390.70 / 6 months.
So I'm saving gas and insurance !!!

 

I have State Farm and with 250/500/100 & 500 deductible policy cost $351.84 for 6 months.

 

Geico - $90 more for 6 months compared to removed 2011 Prius III, 100 comp deductible, 500 collision deductible. Increase was mainly in the comp/collision, liability remained the same.

 

aaa.

 

Mine increased $40/mo from my 2006 Accord. I increased my deductibles both to $500 and that brought it down by $20, but geez. They said the Accord was group 16 and the PiP is group 24. So... I will be shopping around for some new quotes.

This is State Farm.

 

Might be time to start shopping, My prius comes in in a couple of weeks.

 

Ugh. I just did a bunch of online quotes and what I have is the cheapest ($600/6 mo, 100/300/50 + uninsured motorist, $500/500 ded, w/ multiline for homeowners, no claims, no accidents, loyalty discount).

I don't get it!