Accident Prime Advanced - Collision (released from hospital)

With the grace of GOD and with help from Prime Advanced technology, I had survived a major accident. When a car side swapped me, coming out of a Dunkin Donuts and going to the other side of the multi lane highway. Instead of using the regular stop light, she tried to save some time and tried to cross the multi lane highway. I was near the center divide, so the other cars blocked my view and didn't a car crossing the road. It was an SUV.

Prime advanced, just before the collision for a few moments (maybe 1 sec) showed a red collision alert, but didn't brake it or maybe braked it and that is why I survived. The front of the car was completely gone. Since I was the only one driving the car, so all my air bags were released. I had it hit my ribcage near the driver side door, pretty hard. The smoke filled the car and I couldn't open the door initially and after a little bit of struggle it opened as I was scared if this smoke result into fire. After 5 to 10 min, I went inside to pick the phone to call 911. Car had already called 911 and there was guys on the phone and told me that he has already called the police and ambulance.

Car looks totalled, but it saved me. I was taken to the hospital, where they did the xray and told that every thing is OK and I was released from emergency.

My Prime was taken to the police station, as the office told me in the ambulance and asked me to call insurance when release. I have called the insurance (Geico).

Geico said there is a medical and auto adjuster and have asked me to talk to police to get the report and car released.

I am now out of car. Any suggestions on how should I handle this with insurance. I hope they just dont repair it, as I am not sure if it will be safe aftewards.

 

Thank you. For now I am just thanking God that I was not driving my old Mazda 626 1999 model.... I think technology in Prime is the major reason that I walked away from the accident almost free of major injuries and with only few bruises from air bags. Taking time off from work from now for the next few days.

 

As I was taken to the hospital in an ambulance, so the car was taken by police to station. Will go there tomorrow to look at the car.

Strangely the other car had just a minor damage on the front of SUV, while the driver in SUV saying that she just had abdomen pain, but she was not taken to hospital, so nothing serious there.

But Prime damage was huge as the front almost broke and crumbled.

1568-1580 Kings Hwy N, Cherry Hill, NJ 08034
Accident location Google spot is in the image.

 

My view was blocked by the cars on my right hand side. This is a revised view. I guess the driver saw gap and did a run for it. While I was on the other lane and didn't see the SUV coming.

Guys, I am more concerned of at-fault accident. Can you guys please confirm that I am not at fault in this situation?

 

I was in a Prius, so speeding is out of question. Infact I was reducing the speed for the upcoming Stop Light on the road and was braking to increase the charge.

 

I was in an ambulance being taken to Emergency, so I am not sure, if SUV driver was cited. I am going to Police Station tomorrow, to get the police report, if it is ready. Hopefully police report will have some details.

My Prime car was less than a year old and in 2017 Tax report, I had already claimed the $4500 tax credit. If my Prime was declared by insurance as totalled and if I had to buy a new prime, then will I be still be able to claim $4500 Tax credit or the tax credit is for one person for one car.