[EDIT: This thread should be deleted as there are too many factors that have an impact on insurance cost an any simple comparison is futile.]
I am at $1600 ( also in Canada) but that is under a business insurance my pick up truck 03 GMC is at $950 I though it was a bit high
I'm not sure it's a useful question. To quote MY350Z.COM Forums - View Single Post - The Top 100 Common Questions To top it off with other examples of factors that can influence the rate: marital status, where it's parked (in a garage, outside, on the street), your deductibles, how much mileage you drive a year, whether the car is primarily used for commute or pleasure (esp. if you have multiple one), your credit rating, your coverage amounts, whether you have comprehensive, glass coverage, roadside assistance, etc. Threads of this sort get locked pretty quickly on my350z.com as it is, pretty useless. FWIW, I'm single, 34, have good credit, have no debt, never had an at fault accident, never totaled a car, never had a covered theft claim, never had a moving violation, and been driving since I was ~17. I'm w/Safeco and have 2 cars. Moving from San Jose, CA to WA state w/identical coverage except for roadside assistance brought my total (for both cars) to ~$1680/year from a bit over $2000. In WA state, how the # of miles you commute (IIRC) does NOT change your rates, unlike CA. I've shopped around for insurance before on insweb.com while in CA and every quote I got was higher than Safeco's. It's almost useless to say how much my Z vs. Prius is in cost because the higher rate automatically goes to the one I designate as the primary commute car. Switching them makes almost no difference (between $0 and $10) in the total.
Philisophe, do you mind PM me the name of your insurance company. I got a slightly higher quote with longer driving experience so I think I am getting stiffed by the insurance company. I just started to call around today and got quotes of about $400 cdn less per year but still higher than yours. thanks.
Michigan has had no-fault insurance for many years. It was sold to us as a way to minimize litigation costs, but the results have been anything but economical. Our insurance companies now blame no-fault for raising their costs, and pass this along to us. I haven't done a systematic study, but my one data point shows that my insurance doubled in price when I moved to Michigan from Ohio, while doing a lot less driving in a safer location. I only mention this as a counterpoint to the OPs comments. No-fault can be a problem when improperly applied. Tom
In Santa Fe, NM: My 2001 Audi A4 was $362/6 months for the recent payment, with a home+car discount. New Prius is $333/6 months, now I get a multi-car discount too, and the Audi cost will drop. Both policies have maximum liabilities and high deductibles. NM has lots of drunk drivers, but we've at least fallen out of the Top Ten states. Also, since NM is empty, really bad drivers do not experience evolutionary pressure by getting killed off as they would on the coasts. Natural selection isn't working. Too bad the US doesn't have high-quality, mandatory, European-style driver training before getting a license.
