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2010 Insurance Rates

Discussion in 'Gen 3 Prius Main Forum' started by MUPAUL, Jul 9, 2009.

  1. MUPAUL

    MUPAUL 55 MPG Average

    Joined:
    Mar 24, 2009
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    Location:
    Pleasant Prairie, Wisconsin
    Vehicle:
    2010 Prius
    Model:
    III
    I finally got my new Prius III. Very, very satisfied and happy. Having only test driven them in the past, I like it more than I expected.
    Now, more good news. I expected my insurance to increase, but was amazed that my insurance is only going up $17.00 per 6 months, so $34.00 dollars per year. I am going from a car worth about $3,500.00 retail (2001 Chrysler Sedan) to a new Prius ($24,000.00) and expected a bigger insurance increase. Another nice perk of owning a Prius. I guess it's because we drive so slow!!!
     
  2. Sheltie Guy

    Sheltie Guy Junior Member

    Joined:
    Jul 2, 2009
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    Location:
    NY Capital District
    Vehicle:
    2010 Prius
    Model:
    II
    I was also pleasantly surprsed - only $44/year more than my (still with me) '04 gen II for the '10 gen III in NYS.
     
  3. topkick

    topkick Member

    Joined:
    Jun 23, 2007
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    Location:
    Oklahoma City
    Vehicle:
    2013 Prius
    Model:
    Four
    I was also expecting a increase, but got a reduction instead! The insurance on my 2010 is $6 less than on my 2007 Pruis for the remaining 7 months of the year. More safety features I guess.
     
  4. tumbleweed

    tumbleweed Senior Member

    Joined:
    Oct 3, 2005
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    Location:
    Eastern Oregon
    Vehicle:
    2010 Prius
    Model:
    V
    Yep, same here. I checked yesterday to see what mine would be. $14 per year less than my 2005 BMW 3 series. Very good!
     
  5. rcsting

    rcsting Toyota Fanatic

    Joined:
    Jul 20, 2008
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    Location:
    Gold River , California
    Vehicle:
    2016 Prius
    Model:
    Four
    My insurance went up $200.00 every 6 months :( over my 2005 Tacoma PreRunner. My insurance company is 21st Century which is owned by AIG. I guess thay want me to bail them out. Time to start shopping for a new insurance company.
     
  6. ggood

    ggood Senior Member

    Joined:
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    Location:
    Houston, TX
    Vehicle:
    2012 Prius Plug-in
    Model:
    Plug-in Advanced
    my insurance also stayed about the same moving from a '97 CRV.
     
  7. nineinchnail1024

    nineinchnail1024 New Member

    Joined:
    May 4, 2009
    280
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    Location:
    New Orleans
    Vehicle:
    2010 Prius
    Model:
    III
    Mine went up $66 every 6 months because my wife has an accident on her record.
     
  8. sleewa

    sleewa New Member

    Joined:
    Jun 21, 2009
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    Location:
    Bellevue, WA
    Vehicle:
    2010 Prius
    Model:
    II
    Went from a 2000 Honda Accord to a 2010 Prius II - coverage stayed the same, but cost per month only rose about $8/mo ($100/yr).
     
  9. bwilson4web

    bwilson4web BMW i3 and Model 3

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    Location:
    Huntsville AL
    Vehicle:
    2018 Tesla Model 3
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    Prime Plus
    You may want to look up:
    2009 Relative Collision Insurance Cost Information Booklet - National Highway traffic Safety Administration (DOT HS 811 100.) I downloaded this from the NHTSA web site.
    If you look up your old car in this report, compare the collision cost to the "103" rating of the Prius.

    Bob Wilson
     
  10. harajuka

    harajuka New Member

    Joined:
    Jul 9, 2009
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    Location:
    Jackonville, FL
    Vehicle:
    2010 Prius
    Model:
    IV
    I checked today adding the prius to my insurance which has a porsche cayman s and a mercedes clk350 is costing me $0 more lol.
     
  11. alfon

    alfon Senior Member

    Joined:
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    Location:
    seaside, oregon
    Vehicle:
    2010 Prius
    Model:
    III
    from a 2000 Chev Malibu to our new 2010 Prius III with Navi our insurance went up about $100.00 / year with Farmers Ins.

    Alfon
     
  12. wave_slider

    wave_slider New Member

    Joined:
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    Location:
    the aloha state
    Vehicle:
    2010 Prius
    Model:
    III
    Thank you for that info Mr. Wilson. :D
     
  13. yortch

    yortch New Member

    Joined:
    Jun 1, 2009
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    Location:
    Pittsburgh
    Vehicle:
    2010 Prius
    Model:
    II
    Mine went up $15/month through Amica in PA traded 06 Civic.
     
  14. David Beale

    David Beale Senior Member

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    Location:
    Edmonton Alberta
    Vehicle:
    2012 Prius
    The new Prius should cost less to insure than the GII. Mainly because with the GII, a "relatively minor" front impact would destroy the thermos and coolant transfer pump (they were not protected by the steel bumper beneath the bumper cover). A big cost to replace. The new car doesn't have those. I would expect the costs to decrease some more as the testers get the new car to evaluate. My GII cost the same as the anti-Prius (2001 Nissan Pathfinder LE AWD) to insure because of the thermos.
     
  15. wave_slider

    wave_slider New Member

    Joined:
    Jun 5, 2009
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    Location:
    the aloha state
    Vehicle:
    2010 Prius
    Model:
    III
    A friend of mine who traded his Lexus ES350 for the Gen III said that his insurance went up by a $100 a year. I would expect that it mainly has to do with the safety of the larger vehicle when compared to the Gen III right?

    I haven't received my paperwork yet, but I expect that a 4 x 4 would cost more than my new Gen III. Hoping so at least...
     
  16. Bica2go

    Bica2go New Member

    Joined:
    May 21, 2009
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    Location:
    Boston, MA
    Vehicle:
    2010 Prius
    Model:
    IV
    I'm trading in a '98 explorer (CARS). Given that the IV is worth 10x more than the Explorer, I expected an increase. The good news is it looks to be only $80/yr.
     
  17. HoosierGal

    HoosierGal New Member

    Joined:
    Jul 11, 2009
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    Location:
    Bloomington,IN
    Vehicle:
    2010 Prius
    Model:
    II
    Travelers insurance offers a hybrid discount. I am saving almost $400 a year from State Farm for my 2 cars.
     
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  18. darkleafar

    darkleafar Member

    Joined:
    Jun 21, 2009
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    Location:
    Houston TX
    Vehicle:
    2012 Prius v wagon
    Model:
    Three
    Progressive is the way to go. Seen that "name your price" commercial? Its actually true.
     
  19. mccats

    mccats New Member

    Joined:
    Jun 23, 2009
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    Location:
    Midwest USA
    Vehicle:
    2010 Prius
    Model:
    IV
    I'm with American Family and they don't have the new symbols (repair cost calculator) for the 2010 available yet. So they made an estimate based on previous models. They said if the symbols are available when the policy renews it will be adjusted accordingly at a renewal. Coming from a 2007 XLE Camry, it's going up $83.00 for six months. Was't expecting that much of a jump since the Camry was more expensive and fairly new.

    Hope when they upload the symbols for the new model it will come back down.
     
  20. jestoy7

    jestoy7 New Member

    Joined:
    Jul 8, 2009
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    Location:
    Jacksonville, FL
    Vehicle:
    2010 Prius
    Model:
    III
    We have Allstate and our policy is going up by $23 every 6 months from the 2008 Yaris 2D hatch to the 2010 Prius III.