Yes. Particularly with larger lenders, they mostly hold only paperless/electronic titles and the titling office is not in the same location you are. I always tell my borrowers when selling to make sure the buyer understands that the title will take 2-3 weeks. We are almost 100% electronic/paperless titles.
Your 05 Package 3 already has VSC, although there may be some upgrades to the VSC implementation in the 08/09's that I'm not familiar with. I've only felt the VSC kick in on mine once on ice. Dunlin