Huge Crack in windshield, $1200 quote!

We have replaced our windshield previously, and it was 100% covered by insurance.

 

Check with your insurance.

 

Assuming you have comprehensive coverage that should be a $100-150 deductible, tops.

If you don't have comprehensive, you just found out what it is good for.

 

Yep, that sounds about right if using Toyota OEM glass. I think the Limitted trim needs this windshield.
Part Number: 5610347921

The MSRP of the glass alone is $ 1,002.73.

I had the windshield replaced on my 2017 PP Premium without HUD, ICS, and IPA. The cost was about $1000 total for the glass + installation cost + re-calibration cost. But it was covered 100% by my insurance. I hope you have comprehensive coverage. Even if you don't have the comprehensive or have it with the deductible, some states, and some insurance companies have special provisions on the glass replacement which covers the replacement cost without paying a deductible. Worth checking it out before you pay out of your pocket. Also, make sure that the cost of replacement includes the re-calibration procedure needed for the front-facing camera and maybe for the HUD. This alone performed at a dealer can cost a few hundred dollars.

 

rob, check the price at Safelite just for comparison. And call your insurance agent or read the fine print in your insurance policy to know where you stand on that. As mentioned above, special glass is needed if your car has the heads up display, and the cameras behind the black housing by your rear view mirror need recalibration, all expensive operations. There may be suitable aftermarket glass available, but probably not many options.

 

And people wonder why I ignore passenger side glass cracks, no sooner do I fix but it’s broken again. Very disappointed that the local glass repair places have gotten so picky on what they will repair with the clear goup

 

I don't have my estimate, but do think my windshield was over $1,000 last fall when I hit a deer and it got cracked. After installing, they also have to re-calibrate the safety features. Hopefully you're insurance can help!

 

Sounds about right. Windshield on mine got chipped about a year ago... but I didn't see anything hit it. Anyway, chip became long crack, and long crack led to the whole windshield replaced. My insurance covered nearly all of the $1000+ cost.

 

Going through insurance, Safelite was a little over $500 for a HUD non-Toyota windshield and everything, insurance was $500 deductible, so insurance paid almost nothing. If you have glass insurance or just comprehensive insurance, you simply pay the deductible, which is usually discounted for the insurance company. If you have a lower deductible, even better.

 

$500 for collision and $300 for comprehensive is a better sweet-spot.

 

The only bad time to review one's insurance coverage is immediately after a loss--know what you have before you need it. So...I buy comprehensive coverage with a $250 deductible but full safety glass coverage. $87 a year for the Prime Advanced from Safeco. Comprehensive is any loss except a crash. I choose $500 deductible for collision. You can choose anything that meets your needs.

Keep in mind that there is no industry standard definition for "full coverage." It is whatever the agent puts into your policy, and it might duplicate other insurance you have or it may leave holes in your coverage. Give "full coverage" a careful review regarding your situation. Also, for older cars, consider dropping some coverages--rule of thumb: if you can write a check for the damages you don't need insurance. And drop coverages for cars in long term storage, just insure them for comp. If they aren't on the road they don't need collision or liability coverage or the other coverages.

Also for older cars that you love, if you have collision coverage and get into a moderate wreck that old car you love will probably be totaled if the cost of repairs is above something like 85% of book value (varies by state). If you buy it back it'll have a branded title of Salvage or whatever your state requires. If you don't have collision insurance and pay for the fix yourself you keep your car with a clean title.

 

If you get a good installer, they can swap the windshield without realignment. This is good for up to two replacements. After that you have to get it realigned.