Reamed over total? total los

Discussion in 'Gen 3 Prius Main Forum' started by Wraiththe, Nov 6, 2021.

  1. Wraiththe

    Wraiththe Member

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    205K miles and is pristine except now it needs 8.4K of bodywork.


    upload_2021-11-6_20-11-58.png upload_2021-11-6_20-15-35.png

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    Their insurance company wants to only give me 5800.
    Mine 8K

    Has leather, solar, Nav/8sp JBL system, lighted door jam... leather.

    Drives like a dream still....

    I do uber. This happened not on the job... but now I have not worked in 3 weeks (5 because i was on vacation 3 days before hit.)
    This really sucks Sucks.

    So many people are lying about their cars. 4 lied about it being salvage. You cannot use a salvage or "Rebuilt" to do uber.
     
  2. ChapmanF

    ChapmanF Senior Member

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    Well that seems pretty arbitrary and sucky.

    The meanings do depend on the state. Here, you can't do anything with a "salvage" except rebuild it. Then you make your inspection appointment to show it's complete and you can account for where you got the parts, and they change the title to "rebuilt". Then you can insure and register and drive it.
     
  3. jerrymildred

    jerrymildred Senior Member

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    You should be able to dispute that $5,800. The other guy's insurance tried to lowball us when we got rear ended by offering the value of the base model. We reminded them that the top trim, which we had, was much more valuable and sent them screen shots from KBB and one or two other sites as proof. They came around. They even gave us partial recompense for the brand new 12V battery and the $1,600 air conditioner repair that we'd had done a couple months prior to the collision.
     
  4. Wraiththe

    Wraiththe Member

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    While you can drive and get insurance... most will not offer collision. Uber minimum requirements include no salvage or rebuilt vehicles.

    I think it is funny seeing people selling salvage titles or rebuilt titles for same prices as clean titles or even new cars.
     
  5. bisco

    bisco cookie crumbler

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    it's a tough world right now, better times coming
     
  6. Tombukt2

    Tombukt2 Senior Member

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    Big buisiness. That's all. Cars aren't worth anything people are putting in them .why I'm on my 500cc scoot mostly. Makes cars look silly . Put a wife or daughter in prii. I come on bike to troubleshoot wen ness. Rare.

    SM-A715F ?
     
  7. ChapmanF

    ChapmanF Senior Member

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    Must be another thing that depends on the state. Or the insurer.
     
  8. Mdv55

    Mdv55 Active Member

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    Go after the insurance company for lost wages as well. A lawyer might be worth the spend here.
     
  9. Wraiththe

    Wraiththe Member

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    I went to DeMayo.
    1) they said they would not consider my case because I already talked to progressive and they made me an offer which I declined... (WHY the F else would I go to a lawyer?
    2) they sympathized and gave me two numbers to call for legal aid and other lawyers. Both were bogus.

    THe only difference between a dead skunk and a dead lawyer in the road???
    The skid marks in front of the lawyer.

    perhaps it was also that I said I did not want to go after the guy who hit me. He was nice and admitted his fault immediately and he is one of my neighbors.

    I just need some wages, and some medical... not a lot.... and fair value for my car.
     
  10. Tombukt2

    Tombukt2 Senior Member

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    I've been with USAA 30 years and in the last 10 the insurance game has changed a lot they don't like to pay for anything and everything they're paying to replace is cheap junk it's a big mess that's for sure I just keep lots of parts and a few spare cars the best thing I can do because I can't depend on insurance or any of that nonsense lawyers cost a lot of money and then they can mess up to these young bucks out here they don't have a clue of how the game works

    SM-A715F ?
     
  11. Wraiththe

    Wraiththe Member

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    Not sure how to read that.... do you mean the lawyers will screw their clients who do not know how the game works???
     
  12. Mdv55

    Mdv55 Active Member

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    If you haven't found a decent lawyer then talk to the insurance company directly. Mention lost wages and medical and that this is dragging on too long. Remind them that you are the victim and it was their client that is at faulty. If they continue to drag you'll be forced to contact an attorney and resolve this in a different manner.

    The insurance company does not know you already tried that and got the run around. You're just using that as a motivator for them.
     
  13. Mendel Leisk

    Mendel Leisk Senior Member

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    ^Just editorial.
     
    jerrymildred likes this.
  14. Wraiththe

    Wraiththe Member

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    I am in negotiations...
    My insurance company offered 8K for my prius... they will get it back from his insurance co.

    The lost wages... they want to pay 2 weeks... I am going on 4. They will get back to me.

    The medical part: they want to go to 30 days, max 60 for soft tissue issues...

    I am like... NO. I expected to be better by now, but my neck is giving me some trouble turning and my back hurts different times of the day. I do not want to lie about anything... but I have sleep issues as it is... and am losing sleep because I wake up too early and my back hurts in the morning and I cannot go back to sleep...

    So this is a pain.

    1) the money is not enough to buy a similar car... (leather, stereo... high end package) as spend 40-80 hours in the car. I clean it if a smoker rides to get the smell out of the seats... and use mostly non scented stuff (griots garage 3 in1 leather cleaner does have a scent, of leather.... GREAT STUFF) Same for women who wear too much perfume. I get sick... so.... another reason why the car is pristine.

    2) the lost wages will help me get a better car... but... they will not settle the lost wages separate from the medical.

    I am not ready to settle medical... they are talking like 1-1.5k and I know that chiropractor bills could be much more... or yoga classes or what ever. Swear I am going to tell them 12K for future medical... they are going to laugh.

    Getting a lawyer at this point could net me less than what I will get w/o

    Finding a car my age in such good condition... is proving to be a losing battle.


    Also, only willing to settle... not going for a full trial anyway.
     
    #14 Wraiththe, Nov 7, 2021
    Last edited: Nov 7, 2021
  15. Tombukt2

    Tombukt2 Senior Member

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    Take the money see if they'll let you keep the car for cheap $500 or some nonsense and then fool around with it from there I have five Priuses in the yard a few with no titles I use another title to run another car in my state that would be in you know an accident oops I'm sorry wrong car wrong paperwork the no problem and other places it might cause a big to do with law enforcement where I am not so much I generally buy my wrecks back because the parts in my wrecks are generally very good and I want to reuse recycle etc

    SM-A715F ?
     
  16. Tombukt2

    Tombukt2 Senior Member

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    No permission to load photo too funny like I would give a toot he he

    SM-A715F ?
     
  17. Wraiththe

    Wraiththe Member

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    You know that sounds a little shysty right?
    too bad I live in a condo.

    Wonder what I could get for the car as is.
     
  18. Tombukt2

    Tombukt2 Senior Member

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    Sorry to have a car on the road you need to be able to prove to a court financial responsibility for said VIN number That's 90% of the issue with any judge taking a tag off another card that you own and all that is irrelevant as long as you have financial responsibility for the car that you supposedly have illegally on the road I have that financial responsibility no problem so the rest of it generally slides right on through the courts with narrly a look. I mean I'm known my town I work on vehicles the cops have tried to run me through the ringer a few times I know how the game is played so I play it

    SM-A715F ?
     
  19. Tombukt2

    Tombukt2 Senior Member

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    Everything is shysty to somebody somewhere.

    SM-A715F ?
     
  20. Wraiththe

    Wraiththe Member

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    Is that your cell phone type???