Rear End Collision IV with solar panels

Hi everyone!

I was hoping to get some input on what to look out for as far as an adjusters evaluation.

I was at a stop light and hit by a pick up going at least 30 who didn’t attempt to break. Remarkably the damage doesn’t look super bad. But I’ve heard horror stories of over heated batteries, solar panels that no longer work properly, transmission issues, and keyless entry problems that arise.

My car had to be towed because the bumper was wrapped around the rear wheels and part of the front rear wheels were stuck too. Does anyone know what all is wired or works through the back that I should look out for? I did get an attorney, but I’m still worried things won’t be the same and really want to be aware of what to look out for.

Thanks in advance for your help! Of course the best thing of all of this is son and I aside from being sore and aches are ok. The trucks front end appeared more damaged. At the time of accident, I noticed a weird smell. But, not sure if it was from the truck or my car.

 

Hi and TY!

This is my 3rd Prius and hadn’t been in such a hard feeling collision. Tboned from the side in our first by another truck and all 4 of us at the time walked fine. So, I’m in love! Not sure I can get another car ever. I just want to make sure nothing is overlooked. Things have been shady with the insurance and it’s made me more on the alert.

I appreciate your time.

 

Thanks to all of you feeling much more prepared. When the accident occurred the insurance suggested one place and with all the commotion, I thought it was only to have it stored as they insinuated it was simply to avoid incurring charges at the place the wrecker had been pulled to. When I got out of the hospital it turns out it was still at the wrecker so I insisted it be taken to Toyota and for a day or so they claimed they could not track down my car until finally it was where the insurance had stated and that would be where it would be appraised as well....This was when everything started to feel uncomfortable. I said I told them I did not want it there and wanted it at Toyota. At that point they claimed the adjuster was going to take just another 1/2 hour. A day later.....They tell me they just got the car. Grrrrrrrrr...Again when I said I wanted it moved. They said the adjuster was just wrapping up. So instead of going back and forth, i'm going to take your suggestion and have someone take a look at the Toyota dealership itself once they are done. If at all possible, I'm wondering if I could have a Toyota inspector go there himself (it's about 5 minutes away) but, I don't know if that permitted or if that is something they would even do. But, thank you Tideland, if I can't do anything sooner. I'll def have Toyota look at it after for the piece of mind. They have yet to come back with any numbers and now it's been close to a week and a half.

 

Thank you also for your advice. It’s kind of confusing when so much is going on and nobody seems to be on your side. That’s some of the best advice I’ve gotten worrying about it literally makes my muscles tighten up and that’s the last thing I need. I agree on not caring how long it takes. I just want it done right and I really feel the most comfortable at Toyota.

You mentioned the possibility of it being totaled. Do you know what would need to be messed up, how much to fix, or what ruberic is used in that? I’m not so sure that would be in my favor financially. However, I want to feel confident everything is safe. Maybe it is all on my head and I’m being paranoid but can’t imagine a lot didn’t get rattled up that’s beyond sight. However, I know very little about cars. Just that I love my Prius and other Toyota owners like you all. I couldn’t thank you enough.

 

Wow - You all have given me more advice than an attorney's office we were referred to.
I really feel uneasy about everything and on top of the pain I just feel like there is no resolution.

Yesterday, I was told that my insurance stated my car was a total loss and are offering 12k....I've heard from a couple people that seems high. Which, is all well and good. But, I still owe 9k on a totaled vehicle which has me fighting back tears. When I asked why this wasn't being put under the other person's insurance, the secretary's answer was that she did not have the police report at the time. That drives me mad and doesn't seem right. I know my head is filled with ???? They asked if I had GAP insurance (which unfortunately I do not have). She said the other person's insurance adjuster was going to look at it also but didn't anticipate it would be any better. Also, seemed to be rushed I take what my insurance is offering. Does anyone have experience with this? Should I wait for the other insurance to look at and go through my own insurance? It sounds wrong to me since I'm not at fault, not even on the report. I was just at a stoplight and used as his break.

Any other suggestions? We're all on our own. Family are the ones I meet online as I work from home too so the advice I get from you guys is what I trust more (especially when others seem biased or are giving me mucky answers).

So, if I'm understanding correctly...Because a 21 year old that was probably texting, hit me and my son full force, totaling my vehicle at a stoplight, I either have to get a car that costs 12k tops or wait without car to see if maybe I get a little bit extra for medical which isn't even a sure thing and could take several months? I really researched the heck out of this car and LOVED it, took care of it but, at this financial juncture...I can't pay more. I know life isn't fair. But....From your collective experiences - is this it? Is this all I can do...options? You can tell me "suck-it up buttercup" too, if this truly is it.

As always, thanks for listening and your advice.

 

My apologies Bob - I hadn't noticed that my profile was out of date! The previous information was from the prius I had before this one. I just updated it. This was my 3rd prius. Blizzard Pearl with the gray leather-like interior and front seat warmers. mmmmmm how I miss those!

 

I've looked at some prices and they are coming out between 18-22. But, I also just realized I had a typo up there 19k owed. UGH We are so underwater. But, I hope you are right and I'm trying to stay positive and defiantly taking into consideration looking for different representation. I feel like what has been done so far is nothing that I couldn't have done myself. Have requested an appt with the attorney and if nothing comes by EOD, I'm def going elsewhere.

As for our insurance. It's through USAA, and we've never run into issues with them. Have a low deductible. Basic full coverage you could say. Will keep you all posted. Thank you for your comments, suggestions, and advice. I'm truly taking a bit of it all and hoping it will help. It's just hard to not feel helpless agains these companies.

 

Hi Bob! You nailed it. It’s certainly too bad it seems that the way to gain experience on these issues is to gain them first hand. We did end up speaking with the attorney who eexplainee the situation better. According to him, taking the offer my adjuster made and having the other party reimburse will be best in my situation.

As for medical, we are noting the expenses. It really is crazy though. The minute a muscle relaxant seems to be working the length of time it works decreases. Another great life lesson learned!

Today I was in getting X-rays- it turns out the CT scan at the hospital was on my brain not my spine. My son got the same. He is just achy and consistently stretching but I think all in all he’s all good. Me - muscle spasms which have been exhausting.

On the bright side, it seems like Toyota financial is going to work with us and sounded pretty positive on what will come going forward once they get the payout from the insurance. So, crossing fingers there.

Emptied out the car today on the lot too after I got out from the doctors. It made me so sad to see my baby that way. But spasms and aches we are here and that’s what matters most. This tough thing protected is both well and crumpled (can see from bottom sides but hard to bend), where it needed too for us both to be safe. I don’t think I’ll ever get anything other than a Toyota.

 

The police report shows he said he was going approx 55.