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And the prius takes damage

Discussion in 'Gen 4 Prius Main Forum' started by lohikaarme, Dec 26, 2016.

  1. lohikaarme

    lohikaarme Active Member

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    I was the lone car in the parkinglot when I went into the store but when I came out there was a pickup parked next to me and a pretty nasty dent in the door. Immediately I snapped a picture of the license plate, the damage and called down the police. The driver of the other vehicle, missing at first, ran up and explained the wind caught the door when he opened it. He was begging me to take $500 and offered his address if I wanted more.

    There are multiple dents but one is right on the body line. There is no way this is going to be pulled out. A new door (67004-47210) is list price $624 and the color is a bitch to match as I discovered from my bumper modification. Needless to say I was not interested in a cash offer.

    The guy was really upset because he was not in the country legally. Of the multiple insurance cards he offered me, while they were all the same account number, they were also all expired. He also did not have a divers license so there is no telling if the insurance card is for the driver.

    The police responded but the best they could do was write an incident report because the vehicles were in a parkinglot (private property) and the other driver was not operating the vehicle. Had he been, or if we were on the side of the road then he would have been found to be driving without a license or valid proof of insurance. As it stood there was very little I could do.

    Long story short, I did make a claim in his insurance. While there was no valid card in the vehicle, the account was still valid. Is it for the driver? Not sure. The cop was sure to tell me it was insurance registered to a business even though this was not a commercial truck and apparently in Ohio insurance follows the driver not the vehicle like in most other states. The cop would not write up a police report however he did hold the door to the dent while I took a picture to show that everything lined up and stated such in the incident report. At least no one can suddenly forget what happened and claim the dent was there when I parked and am trying to scam the poor immigrant.

    I did feel bad for this guy though because he was really upset and worried for himself and his family. After the cop left and he shook my hand I remained for a little while and explained to him cops are not immigration officers. As long as he didnt have a warrant than they were not going to arrest him. I did offer friendly advice though, the cop left but could have easily been waiting around the corner for him to drive out. The moment he did so the cop could get him for driving without proof of insurance and without a license. I wasnt out to screw this guy but at the same time I wasnt going to take a cash payout either. I estimate the cost of repairs at probably $2000 if they replace the door panel (what I will be pushing for because the car only has 3000 miles on it and the dent will never be perfectly pulled out). In speaking with my own insurance company I was advised of "diminishing value". I could actually seek compensation for the difference between what my car was worth pre-accident and post accident to offset any value lost when I sell it with an accident on the record.

    All in all, I am worried about the paint color matching but I am not too upset over the damage as this was not a moving accident. There is no risk of alignment being off, there was no sensor impacted, the damage is totally localized to the door itself and not the surrounding body. Sucks but what can you do right...

    picture 1jpg.jpg picture 2.jpg picture 3.jpg picture 4.jpg picture 5.jpg
     
  2. bisco

    bisco cookie crumbler

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    argh! :mad: why would he park right next to you in an empty lot? sorry, police want nothing to do with illegal immigrants in any way shape or form. more headaches, and no support from other governmental agencies.
    all the best with repairs.(y)
     
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  3. lohikaarme

    lohikaarme Active Member

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    Yeah i dont care if he is illegal, i care if he has insurance. The two are mutually exclusive. I guess i will see what happens tomorrow when their adjuster calls me.
     
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  4. Mooky

    Mooky Junior Member

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    This is the reason I park in a deserted part of a parking lot, That is going to be as far from the front door as possible.
     
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  5. davecook89t

    davecook89t Senior Member

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    That was my strategy too, until one time my truck was hit by a bunch of kids racing around in the empty part of a large parking lot. Now I try to park in an area close to other cars, but not too close.
     
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  6. GTBaker

    GTBaker Member

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    I would of taken the cash and leave the ding. Get some touch up paint.

    But ya...empty lot and he parks so close...what an asshat.
     
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  7. bisco

    bisco cookie crumbler

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    cops don't care if he's legal, or if he has insurance. i prefer to live in a world where most people play by the rules, and cops spend their time with the ones that don't.
     
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  8. fuzzy1

    fuzzy1 Senior Member

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    Not only did he pick an adjacent space to the sole other car in the lot, he also crowded the line next to it.

    While some will protest, I refuse to accept protestations that multiple such 'oversights' and a simultaneous wind gust are really 'accidents'. Illegal residents can't really be that clueless and successfully fly under the radar.
     
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  9. KennyGS

    KennyGS Senior Member

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    Good luck. I hope it works out for you.

    Unfortunately I've been plowed into by someone who had no license, insurance, or registration. They did have enough money to buy the drugs they were high on when they drove into me while I was waiting at a stop light. Of course my insurance ended up paying for my car's repairs.
     
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  10. sttkailua

    sttkailua Active Member

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    ouch!

    Sorry to hear about the dent. Most parking lot incidents don't have anybody remaining to confront
    about any driver-caused smashes, dents. No witness, they just drive off.

    I think I would have taken the money and left the dent as is. Or try to get touch up paint to make it
    look better.

    Wife was following a dump truck that kicked up small gravels that nicked the hood paint in couple
    areas. It happens. Another incident, a pick up truck in a narrow parking space reversed out after she had reversed parked, and left. She returned to find the truck gone, passenger side mirror pushed backwards, and
    the mirror glass scratched. His side mirror had hit the Prius mirror. A narrow parking space! Mirror did snap back into place, but glass scratch is deeply etched.

    Can't prevent these incidents, unless you just park and put the car in storage, unfortunately.

    stt
     
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  11. lohikaarme

    lohikaarme Active Member

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    Its hard to see but i am dented in three places. One is right on the body line. The car is only two months old and has 3300 miles on it. I kind of want it restored back to original condition and if it cannot be pulled out i want the door replaced.

    My insurance company also said i can go after "diminished value", a check cut for the difference of what my car was worth pre and post accident claim. I never heard of this before but apparent it is a real concept that big and small insurance companys cover though they do not make it easy.
     
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  12. sttkailua

    sttkailua Active Member

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    O.k., looks like just one dent.
    Post the outcome of your settlement with your insurance company.

    I hate to go through the process, as I feel they will get you back
    upon renewal.

    Best wishes,

    stt
     
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  13. lohikaarme

    lohikaarme Active Member

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    They shouldnt get me i made a claim against his insurance. While his cards were expired, i made a claim anyway and learned they were still valid so a claim has been filed against his insurance. Will they give me a hard time? That is a different story. Their adjuster is to contact me tomorrow.
     
  14. lohikaarme

    lohikaarme Active Member

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    Now you guys will hopefully see why I would just take $500.
    With the reflection it is hard to see the extend of the dent and very hard to see the crease that was caused by the door but I highlighted it with painters tape.

    d1.jpg

    The door is creased across two body lines a total length of 10"

    d2.jpg


    The two body lines dented run

    d3.jpg
     
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  15. Will_Prius16

    Will_Prius16 Member

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    Impossible to see with all that reflection. Taking the photo in the shade without flash should help.

    Posted via the PriusChat mobile app.
     
  16. bowerda47

    bowerda47 Member

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    Mine also had parking lot damage. Rear left quarter. Took it to a GM Chevy dealer who said they could match color perfectly. I spent 35 years as a paint and corrosion test engineer at GM and I can not tell the difference betwen the damaged and non damaged parts as far as the color. Good luck 0405161426-00.jpg 0405161428-00.jpg
     
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  17. sttkailua

    sttkailua Active Member

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    Yes, that is how it should be.

    In my liberal state, we have 'no fault insurance, which you file a claim through your company
    no matter who is at fault. Companies then work it out between themselves to see who is at fault.
    Premiums also cover for 'uninsured motorists', which shouldn't even be on the road, but they are.
    There is also the deductible which is the amount you pay yourself before the insurance company pays.
    Normally, $500, or $1000, or more.

    Good luck!
    stt
     
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  18. Kenny94945

    Kenny94945 Active Member

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    I feel your pain.

    FWIW if this case was mine, I would try a dentless repair and not do any paint work.

    The reason I write this is that you mention you've owned the car for 3K mileage and over time street cars get chips, dings and scrapes.

    You are lucky you caught the perpetrator in this cased, next time maybe not.

    Anyway good luck in your decision.
     
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  19. lohikaarme

    lohikaarme Active Member

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    You cant dentless remove when the metal is creased or on a body line....
    You may get rock chips and what not but that is typically not on a rear door. Hood and front bumper usually.
     
  20. ETC(SS)

    ETC(SS) The OTHER One Percenter.....

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    +1
    You NEVER want your car's VIN attached to an accident report!!!
    If the repairs are $2000, then we're talking about 10-percent of your car's street value.

    That's not "minor."
    (Hint: No accidents are!)

    You'll want to wait a bit and then do a car fax on your now-previously-wrecked Prius, and then maybe go after the offender for diminished value, perhaps in small claims.

    Yeah....I feel bad for them too and I would have pocketed $500 and lived with the dent but facts are facts.
    In at least12 states, they allow immigrants to get driver's licenses without regard to naturalization status, which of course allows people like the person who hit your car to LEGALLY drive...with insurance and everything.

    I might feel differently if I came out to the parking lot and found a note with contact info attached to the car, but let's look at it from a standpoint of legality. A person damaging another vehicle without a good-faith attempt at contacting the other driver, while driving without a license and without insurance is breaking at least three laws, regardless of their immigration status.

    Good Luck!