More specifically, I can get a 2013 Prius C at 0% right now. However, I read that the 2015 will have improvements and such (lithium ion batteries, better mpg, sportier, etc.) but I'd get that with interest. I've been trying to decide on what to do in that regard. Any suggestions? Waiting for the 2015 is no problem for me.
Based on your credit, if you can get 0% now you can get it later. Question is, what do you want to do?
You might as well wait until the 2015 is announced and see if the rumors are true. In the meantime, you could save the money you would've been spending on the 2013's payments to help with buying the 2015 to make up for not having the 0%.
They told me that they don't do special interest for brand new cars, so 2015 wouldn't fall in the special interest stuff next year.
lol, they most likely are lying to get you into their monthly quota If you can wait as you said, wait...these 0% APR from TFS seems to be a ongoing thing for the most part anyway...and if they want your business, they should be willing to jump through heaps and bounds to get you the 0% or financing that you want/deserve. Whatever the situation, make sure you're not the one jumping through heaps and bounds for a car from a dealership. If you can get 0% now, I'm sure a year or so from now wouldn't make much of a difference, unless you really screw up your financial life I wished I could've waited...I would've gone for a yellow C, qq
and just food for thought... Toyota MR2, Prius Combined In TE-Spyder Hybrid Concept I hope that comes to fruition
I was able to get 0% on my '13 when I bought it last July, way before "deal time" at most dealerships. I flew to Kansas to get it because the local dealer said no. The really interesting part on the toyota financing papers was that they flat out pointed out in bold text that the rate presented may not be a reflection of your credit and that the dealer could make it what they wanted. When I had bought a new car many moons ago I was pretty sure that I should have qualified for the 0% but the dealer claimed I didnt, and my rate was 1.5% - I'm betting money that 1.5% was money they pocketed - but hey I was young and dumb.
Not to side track, but I never finance through the Dealership. I have that covered before I ever walk in and start negotiating. Saves me money and time.
I do the same, my credit union 99% of the time will kick the dealer's arse. In that particular time they couldn't, and the dealer's financing was better. And on the C - the only way to get 0% was through Toyota.
I say wait it out. Especially when rumor has it that the new C will get better MPG. That alone is worth waiting for in my opinion. I might trade mine in for a new one when they arrive.
I've been actually wondering about that. The info we have so far on it only mentions the Prius for the refresh, not the Prius C. Any links otherwise?
No links yet man. I've been trying to find any new info on a Prius C, and usually only thing Google points towards in the PriusChat forum. Lol.
Would it make sense to go with the 2013 no interest and trade up next year or with the generation after that? If you can't tell, I've never bought a new car before. :T
Toyota has balked from LIon for years now (other than the PIP). I seriously doubt they will start by putting one in the C. They will stick to the tried and true, especially with the patent ending on NiCD.
If you absolutely don't need a new car now, as in your current car is on its last legs or got into a major accident, then I'd say wait, and save up for the 2015 prius c so you can pay it all in cash, and not have to worry about interest rates in the first place. Or at least pay enough upfront so you can theoretically pay it off within a year, even if you get 36-60 month financing. That's just me though, I generally hate paying more for something than I need to. I understand how loans work, I just hate paying $120 for something that I could have paid $100 for.
Is the dealer giving you anything off of the sticker price on the 2013 or are they just giving you 0%, since this is a 2013 they should knock something off of the sticker as well. It's already lost some value and will lose even more when you drive it off the lot, you would never be able to trade in a year or two, will probably owe more than what you could get in trade. If your sure there is going to be a new 2015 version, I would just wait.
