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What does your insurance card say your PHV is?

Discussion in 'Gen 1 Prius Plug-in 2012-2015' started by stacey, Apr 20, 2012.

  1. stacey

    stacey ☆☆☆☆☆

    Joined:
    Aug 2, 2004
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    Location:
    Lancaster, PA
    Vehicle:
    2017 Prius Prime
    Model:
    Prime Advanced
    I just got my insurance card and it lists the correct VIN (finally - had a bit of a snafu there at first), but the car is listed as a "2012 Toyota Prius", not "2012 Toyota Prius Plug-in". I mentioned it to my agent but he didn't seem concerned. My insurance company is Allstate.

    I'm curious if this is normal or if it should be more specific. If I were to total the car, the VIN should be enough to prove the car really is a plug-in if that were to be questioned based on the listed make/model on the card, right?
     
  2. three33

    three33 New Member

    Joined:
    Nov 18, 2011
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    Location:
    Orange County, CA
    Vehicle:
    2012 Prius Plug-in
    Model:
    Plug-in Base
    Mine says the trim is plug-in. Make/model is Toyota Prius
     
  3. bisco

    bisco cookie crumbler

    Joined:
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    Location:
    boston
    Vehicle:
    2012 Prius Plug-in
    Model:
    Plug-in Base
    same here. not sure if it matters.
     
  4. ajtozzi

    ajtozzi Junior Member

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    Location:
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    Vehicle:
    2012 Prius
    Model:
    Two
    It doesn't matter. Just make sure the VIN is correct, that's the important part!
     
  5. Tracksyde

    Tracksyde Member

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    Location:
    So Cal
    Vehicle:
    2012 Prius Plug-in
    Model:
    Plug-in Base
    Mine doesnt mention PHV or Plug-In
     
  6. crewdog

    crewdog Acting Ensign Prius Prime

    Joined:
    Jul 23, 2009
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    Location:
    Woodstock, GA
    Vehicle:
    2017 Prius Prime
    Model:
    Prime Advanced
    Title says Prius Plug-in

    Tag receipt says Prius Plug-in

    State Farm card and policy itself says Prius
     
  7. CharlesH

    CharlesH CA HOV Decal #5 on former PiP

    Joined:
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    Location:
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    Vehicle:
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    Model:
    Prime Advanced
    It's the VIN that identifies it as a plug-in. That is what they looked at for the HOV decals. Similarly for the new emissions certification for the Volt.

    I think the main issue that may come up is for the Advanced trim to get a theft recovery ("LoJack") discount , since Safety Connect is standard for that trim.

    BTW, forget the Safety Connect discount if you have AAA. They say that if a factor isn't encoded in the VIN, it doesn't exist for them when computing rates.
     
  8. stacey

    stacey ☆☆☆☆☆

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    Prime Advanced
    Thank guys. I figured it was only the VIN that mattered but it's nice to have it confirmed and see that other people are seeing the same thing.
     
  9. terrylowe

    terrylowe Junior Member

    Joined:
    Apr 5, 2011
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    Location:
    Mississippi
    Vehicle:
    2012 Prius Plug-in
    Model:
    Plug-in Base
    Mine lists my 2012 pip as a 2011 Prius
     
  10. greenleaf

    greenleaf Member

    Joined:
    Sep 8, 2011
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    Location:
    Silicon Valley, CA
    Vehicle:
    2012 Prius Plug-in
    Model:
    Plug-in Base
    When I first added insurance for the PiP, it was listed as Prius-C. The agent told me the VIN was not in the "system" yet so it could be incorrect.

    A month later, I asked the agent to check again and correct it if necessary. This time, it gets corrected to PHV.

    There is a DIFFERENCE. The PHV qualifies for additional discounts and dropped my premium.

    I am with Farmers.
     
    1 person likes this.
  11. AMP

    AMP April 2012

    Joined:
    May 2, 2012
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    Location:
    Chicago
    Vehicle:
    2012 Prius v wagon
    Model:
    Three
    I wondered the same thing.
    My Prius V shows up just as "2012 Prius".
    I called Allstate, and they said they know all the features from the VIN number.
     
  12. rogerv

    rogerv Senior Member

    Joined:
    Dec 10, 2008
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    Location:
    Simi Valley, California
    Vehicle:
    2012 Prius Plug-in
    Model:
    Plug-in Base
    Auto Club of So Cal lists mine as a Prius Plug-in, but no special discounts for the fact that is just that.
     
  13. janie

    janie 2016 Prius 3 Touring

    Joined:
    Aug 31, 2010
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    Location:
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    Vehicle:
    2016 Prius
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    Three Touring
    Mine says its a Camry Hybrid - still hasn't been fixed. I was told it was an accident that they marked it as a Camry hybrid.

    I have an email with it corrected but they never sent me a hard copy with the correction.
     
  14. freakinfreak

    freakinfreak Junior Member

    Joined:
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    Location:
    Studio City, CA
    Vehicle:
    2012 Prius Plug-in
    Model:
    N/A
    Seems like AAA was charging more for being a plug in. My rate went up replacing my 2012 Audi A7 with the 2012 PiP.
     
  15. rogerv

    rogerv Senior Member

    Joined:
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    Location:
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    Vehicle:
    2012 Prius Plug-in
    Model:
    Plug-in Base
    Wow, that doesn't sound right. Kind of hard for me to tell because the Plug-in replaced an '06 Prius, and the annual premium increased by about $300. I wonder what it would be if I had bought a '12 Prius Hatchback. They may be erring on the side of caution until they get some claims experience with the Plug-in. There was some confusion on their end over the VIN, which didn't fit in their system. Took them about two months to finally get the change into that system.