I got in an accident, I have a question

You should have delt directly with the other persons insurance. But even if you use your own you should still not have to pay a deductigle since they will go after the other persons insurance anyway. I got hit last week my self and just got a check in the mail today from the other persons insurance, and it was for $200 more then my body shop said, now I can get my hood repainted and get rid of all the stone chips!

Just re read your post didn't since the part about her being uninsured sorry. How come the cops didn't do anything about her being uninsured?

 

9700 for that. I will let you in on a secret why. In a moderate speed hybrid collision some states require the body panels and hybrid batteries to be replaced as well. Thats why your costs are so high

 

Some have said that with a heat gun or steaming tool, and a bit of luck you'll maybe have a 70% chance of pulling them/glue and all. Since the stickers run with the car, you can always get replacement ones ... at least for 13 more months ... then they go away ... forever.

:sorry:

But at least you'll have your WAY cool 'white' Prius back in shape. I'm partial to white ... you can probably tell.


.

 

You are going to get ripped off again when it is time to sell the car.

I am trading in my car. It was rear ended just like you described - through no fault of mine. Well, the car's number got into a national registry of damaged cars - or whatever - that any dealer can easily look up. This instantly decreased the trade in value by $1000.

So you should list all your damages. Your actual damage is 10,700. Sorry to bring you bad news. You might as well know.

 

Don't rely on me. Get other opinions.

Some insurance companies use premium original equipment parts. Some companies are cheap and use the cheapest substitutes. If your insurance company use premium parts, I would think the repaired car is just as good or even better since it is getting a new rear end. But nevertheless, you are in a damaged car database.

If, like most cases, you sell your car "as is" to a stranger, then you don't have to disclose anything, no warranty, nothing from you. The buyer should take it to a mechanic and have it checked out. You are both trying to maximize value. When the buyer's mechanic says the car is worth $2000 more, do you expect him to pay you another $2000 to clear his ethical duty?

On the other hand, if you are a pastor of a church, and you are selling to your 85 year old parishioner, I think you are obligated to disclose. Or you are selling to your friend, who is paying you a little more because he knows and trusts you, you should disclose.

 

The insurance company will send an assessor to look at the car and the quote will come down. I can't see how there is frame damage in that picture but maybe I am missing something. It would be good to see a picture of the floor down by the spare tyre.

You shouldn't have to pay for the other clown's mistake, there should be no excess/deductible even one you will get back when the other driver pays, it wasn't your fault they had no insurance. I was hit by an unlicensed uninsured driver in a shopping centre carpark, I was not charged for the repair which cost $4500 to execute. My insurance company will extract the money from the other driver.

Best of luck with your claim.

To the question above, if there has been no affect on the car once repaired why not sell it to the highest offer? I really don't understand this carfax thing anyway. If you have a proper repair carried out why should it devalue the car? If you have a crap repair a reasonable pre-purchase inspection should pick it up.

 

I'd go after another $1000 or more for the loss of value you will inevitably suffer on resale. I wouldn't settle too quickly either. Make sure you give yourself a few days to see if any back/neck problems crop up. You could also seek a 2nd estimate from another shop before agreeing to having the first shop proceed with repairs.

 

must have been hit alot harder than it looks to bend the sub-frame
at least the insuarance is paying for it!

 

Sorry to hear about your accident. I hate it when people don't pay attention on the roads, especially on freeways. I always pay as much attention to what's happening in front of me as what's going on behind me just because I KNOW there are people behind me who aren't paying as close attention as they should be to what's happening in FRONT of them and in front of me!

 

I start a file the day I purchase a car and everything that happens to it is included in the file, parts, repairs, services. etc. I believe in full disclosure up front so I never have to worry about some disappointed buyer finding me on the street and then someone being hurt in the ensuing argument. I like people who are honest because I am honest. It is all about being a good person and treating people the way I want them to treat me.

 

How can I subtly put this..

YOU NEED TO SPEAK WITH A LAWYER!!!!

It's a free call, and may save you much grief in the long run!!!

 

I mentioned getting a 2nd quote for the purpose of being assured you received a THOROUGH analysis of all damages. I imagine there could be an incentive for your own company to skimp on a few items since they have to foot the bill. Regardless, good luck.

Oh, and I agree with post #16 as well:

 

I am shocked that a little fender bender can cost so much money. I am wondering if you can estimate how fast the guy was going when he bumped you. I always thought that frame damage can happen but at a higher threshold. I'm glad you're okay and best of luck with the car after the repair. Let us know how she drives after you get it back.

 

When you took your car to a collision shop your insurance company recommended. They recommended them on the fact they are insurance company friendly and work to please the insurance company and NOT the car owner. This is known as "steering". They will use "certified" replacement parts and not Origenal manufacturers equipment. In certain cases they will use "used" parts or re conditioned parts. They will cut corners wherever possible even if it only saves a few dollars here and there.
A car dealership will certainly be able to know they are not factory replacement parts, and will severely discount the trade in value of the vehicle. They may even tell you the complete job has to be redone before they sell the car.
By this time it is too late as you have already "settled" with youtr insurance company. As for the now diminished value of your vehicle, it is almost impossible to collect that from your own insurance company, let alone the insurance company of the person who hit you. You would have a better chance against a different company, but seeing as that person was uninsured, you are left with almost no recourse other than to sue them personally.

I would check with a different collision shop for a second opinion on damage.

 

I suspect you got hit harder than you think you did. The Prius crumple zone strategy took most of the hit, and you felt what was less. Although expensive, all that damage reduced your risk of injury.