2013 Prius Persona Headgasket Issue and Carshield Warranty

What level of coverage did you opt for and what was your monthly premium?
What was your mileage at sign up and mileage when you made your claim?

 

BS, this is an Ad from a brand new member

 

Like I say once you figure the cost and so on and so forth it's like any other insurance car shield and ox car Care you need to be careful with these companies because they'll do a little bit of stuff and then start denying claims really quickly it happens these places come and go really fast they go in and out of business very quickly It's a tough nut to crack people being as ignorant as they can be a lot of times when it comes to vehicles and big ticket decisions seemingly make crappy choices on purpose they like the buttons their friend has one that's modded and is really cool so on and so forth rarely is it based on getting back and forth to work and the realness of life it's based on television and what they believe life is about and gets really tricky and then they want somebody else to pay for it for a low monthly fee exactly so you see where this heads to quick the 8th mile. To get a good start some kind of way you have to try and live within your means for a little while see how that's going to go then you can try and venture out into the abyss.

 

That's right If that's how it worked out then you're good I don't know how long you have to have that mess in force and so on and so forth and how it all works but I guess if you get it at the right time and all of that it could work to your advantage very well and it did and that's all that's important.

 

What was your mileage at sign up and mileage when you made your claim?

Everyone should be a bit skeptical about this because Toyota would never sell a warranty like this because someone would just go buy this warranty when their head gasket fails. Even though this is a 3rd party, they would have the same thinking.

 

I'm surprised. I don't know a single car shop or dealer that likes working with Car Shield. On the Better Business website, they've gone from an "F" rating to a C- (I don't know why.) They have 1.34 stars out of 5 rating with 3,428 complaints logged against them in the last 3-years.

CURRENT ALERTS FOR THIS BUSINESS
Pattern of Complaint:
BBB advises consumers to use caution if considering doing business with CarShield, a vehicle service contract company. BBB received a pattern of consumer complaints alleging the company:

• Employed misleading sales and advertising practices, including TV advertisements stating consumers will not be responsible for expensive repairs and can take their vehicle to any repair facility which consumers found was not to be true
• Failed to cover repairs
• Failed to adequately explain mileage and time component before coverage begins
• Did not cancel their policies and provide refunds
• Delayed taking and processing claims leaving customers without their vehicles
• Unable to find an authorized repair shop
• Provided poor customer service

In April and December 2020, BBB contacted CarShield regarding how it planned to address ongoing patterns of complaints. The company stated, “CarShield works hard to provide excellent customer service to all consumers we encounter and to meet the demands and standards set forth by the BBB.”

Instead of giving them $115 a month, I'd just put that in a savings account and use that to fix any car issues that come up....you'd have $2,760 after just 2-years.

 

my fish o meter is pointing to smelly

 

How many years did you pay that before the head gasket incident? If it was, for example 7 years,
7 yr × 12mo/yr × $115/mo = $9660 .

 

OP mentioned summer 2023 was he decided to buy a warranty for a 10 year old car

 

The insurance company exists because it takes in a lot more than it pays out. Obvious, but other customers money paid the claim. Some pay and get nothing back except peace of mind, some pay the minimum entry fee and get a big claim paid. Socialism? I think so. How else can a person get $4250 and not have paid in that much? I seem to always be in the pay group and tell myself it’s peace of mind. Decades of insurance, no claims I can remember. Older guys sometimes don’t. That should be loaded off topic enough in a couple ways.

 

All third-party extended auto warranties are always fraud. Clearly you work for them

You've posted a total of eight messages on this forum. All of them are about car shield.

 

Seeing a lot of car shield ads on tv lately

 

Now their commercials are on priuschat! Call now and we ll pay for the shipping!!! Sorry no CODs, don’t miss out on this deal. Our operators are waiting, call us today!!!