I can solve that problem for 80% of the public straight away! Throw away the credit cards, cancel your entertainment subscriptions, start cooking at home/bring your lunch to work, and learn to live below your means. It can be done at almost any socioeconomic level.
I think I'll just click the ignore button so I never again have to see your indignity, arrogance and unaware privilege.
Welcome to priuschat! I'll click "ignore" on all your posts for you... That way I won't bother you and maybe you do the same to me for me too?