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Toyota's Vehicle Service Agreement (VSA)

Discussion in 'Gen 5 Prius Care, Maintenance and Troubleshooting' started by CoolPriusXLE, Jul 4, 2023.

  1. CoolPriusXLE

    CoolPriusXLE Member

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    Did anyone chose to purchase the VSA the day of your vehicle purchase? This agreement gives you an extended warranty. The plan is for Ten years or 120,000 miles which starts immediately you sign the agreement BUT the manufacturer's warranty is for Three years or 36,000 miles so in reality you are paying for three years of what you already have! Why does Toyota say Ten years instead of Seven years? Due to this I have started looking at Third party extended warranty.

    Yesterday my wife purchased a Rav4 Hybrid and the representative presented this plan to her. The representative made an excellent presentation and stated the touchscreen which enables one to chose Apple Car Play and radio stations if that goes bad the cost of replacement is $4700 which the plan would cover. WOW. $4700!
    Her trade in of the 2013 Highlander Limited head, which contains GPS Magellan, AM/FM CD Sirius, etc went bad after Seven years cost $900 for a new replacement. Huge difference between a hardware and now a streaming service type software system.
     
  2. ETC(SS)

    ETC(SS) The OTHER One Percenter.....

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    Don't!

    The reason you asked the question in this forum is that your lizard brain is trying to warn you that you're being fleeced.
    If you think you're going to have thousands of dollars worth of repairs in your first 120,000 of ownership miles then it's time to consider a more reliable car brand.
    Besides, that coverage has a few exclusions and exemptions that the huckster that sold it to you (on commission!) might not have explained to you as thoroughly.

    BTW.....third party coverage is WORSE.

    Good Luck!
     
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  3. CoolPriusXLE

    CoolPriusXLE Member

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    As pointed out I took your response negatively. Thanks for your comments. I always felt extended warranties are a rip off and never purchased a subscription for any of them. What is glaring is Toyota offers you a ten year service which I felt the subscription would start when the Manufacturers three year warranty would expire but it doesn't. So why doesn't Toyota call it a Seven year plan instead of a ten year?
     
    #3 CoolPriusXLE, Jul 4, 2023
    Last edited: Jul 4, 2023
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  4. Zythryn

    Zythryn Senior Member

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    I don’t believe there were any insults.
    You may not like his delivery, but don’t ignore the facts he provided.

    Extended warranties are almost always a rip-off.
    Here are the things I would check out via a different source than the sales critter.

    What is the cost of making the repair he mentioned, and is it expected to be that costly in a year?
    Is he selling the extended warranty on commission (I’d bet yes)?
    What is the total cost of the extended warranty, including financing? Compare that to reasonable out of warranty costs.

    FYI, as far as I know, the term “lizard brain” refers to the ancient part of our brain that controls our base instincts. Things such as fight or flight, fear of the unknown, etc. Everyone has a ‘lizard brain’ deep down.
     
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  5. CoolPriusXLE

    CoolPriusXLE Member

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    Thank you for your reply. I will revise my reply.
     
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  6. Merkey

    Merkey Active Member

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    The term "lizard brain" is a metaphor for the amygdala portion of our brain. Not intended as an insult.
     
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  7. CoolPriusXLE

    CoolPriusXLE Member

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    Thank you. I edited that response. Most appreciated.
     
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  8. AndersOne

    AndersOne Active Member

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    4700$ seems indeed expensive. When I ordered the car (in europe) I was asking already for an extended warranty as we only get 3 years. They said its not relally needed as we have always the "toyota relax" warranty that renews after every service done on time up to 10 years and similar miles as in your case. Whether this is any good or not, we will see but it shows that they have quite the confidence that everything should be fine for a while.
     
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  9. ETC(SS)

    ETC(SS) The OTHER One Percenter.....

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    I certainly did not mean to offend, and I offer sincere non-fake apologies for any non-fake offense.

    One of my many personal faults is sometimes not being able to accurately convey my thoughts with the appropriate filtering.
    Extended warranties are like (f)leases.
    There are a very very few persons who are able to take advantage of them without getting (more deeply) shanked by the dealer, and most of those people tend to be one-percenters who need not concern themselves about getting advice from some nameless internet chucklehead.
    The others tend to be people who drive less than 12,000 miles per year, and even THEN you're always better off putting the $1,000+ that the extended warranty costs into a money market account or even in a mattress against any future repairs - which should almost NEVER be done at the dealership to begin with. My response to the person offering the warranty would be that the $4700 scare-quote should be enough to warn you against buying the car in the first place.

    ...streaming service type software system?
    I'll refrain from commenting on that or else I might REALLY hurt somebody's feelings! ;)


    Good Luck with the Hy-Rav!
    Savor those first new car miles!
     
    #9 ETC(SS), Jul 4, 2023
    Last edited: Jul 4, 2023
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  10. Doug McC

    Doug McC Senior Member

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    FWIW: Oxford Dictionary
    lizard brain
    noun

    • 1.the part of the brain to which primitive, nonrational, or self-interested behavior is attributed:"your lizard brain thinks the world is ending while your more rational side can see that you're in no real danger"
     
  11. ETC(SS)

    ETC(SS) The OTHER One Percenter.....

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    I didn't go to Oxford, and I do not speak the King's English.
    I speak a Mid-Western dialect of the US English language, moderately tinged with a South-Eastern accent.
    Even today, we're celebrating the 247th anniversary of announcing our intentions of throwing off the yoke of oppressive government from the empire that founded Oxford.
    As this is an international forum, we are sometimes reminded of the oft-misquoted quote from George Bernard Shaw who said, "England and America are two countries separated by the same language."
    That quote was more famously repeated by another unfiltered American.... ;)

    We're besties these days, so no hard feelings, although I sometimes think that the Brits did not do a thorough enough job of remodeling our nation's capitol in August,1814.

    In MOST parts of the U.S. the "Lizard Brain" refers to that part of the brain that senses danger, where instincts and gut feelings originate. It's a vestigial portion of our intellect from of a long ago time when we were not exactly the apex predators that (some people seem to think) we eventually evolved into.
    Example:
    An alarm is going off inside my lizard brain. I need to get the heck away from this stealership, NOW!
     
    #11 ETC(SS), Jul 4, 2023
    Last edited: Jul 4, 2023
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  12. Isaac Zachary

    Isaac Zachary Senior Member

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    Yes! What is the cost of the extended warranty? If it's $100, then why not? If it's $10,000, then forget it.

    Yipes!!! I think personally this just tells me to never buy a car with a touchscreen ever again. My 2013 Avalon's touchscreen is freaking out and won't do a lot of things it's supposed to, and it has already been repaired once, like you said, for some $900 at a dealership.
     
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  13. Doug McC

    Doug McC Senior Member

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    To paraphrase Mr. Shakespeare: “methinks thou dost protest too much”. :rolleyes:
     
  14. Zythryn

    Zythryn Senior Member

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    I think the simpler explanation is the sales critter is lying.
     
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  15. ETC(SS)

    ETC(SS) The OTHER One Percenter.....

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    :whistle:
     
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  16. Doug McC

    Doug McC Senior Member

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    I remember when we bought our ‘22 and the guy was pushing these things like crazy as we were signing the papers. The dealership sold GM, Chrysler, and Nissan products along with the Toyota’s. I looked at the guy finally and said “You do realize that we’re buying a Toyota, right?” The look on his face was priceless and it put an end to the hard sell! 5 minutes later we were walking out the door! :)
     
  17. Hammersmith

    Hammersmith Senior Member

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    No. For a modern vehicle, that's about right. You're not just replacing the touchscreen, you're replacing the entire infotainment computer as a unit. That's basically a rugged laptop. Think Panasonic Toughbook. $3k-$5k is pretty in-line for a rugged, low-volume computer.

    Now, what are the odds of a Toyota infotainment computer completely up and dying? That's a different question altogether.
     
  18. ETC(SS)

    ETC(SS) The OTHER One Percenter.....

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    Easy!
    100-percent.
    You're just betting that you won't still own the car when it happens.

    Mostly, it's the 99$ touch-screen interface that goes T.U. and not the rest of the 'not-really-a-PC.'

    They put touchscreens in submarines, fighter aircraft, and other machines requiring ruggedized touch-to-play.
    A $4700 part that fails often enough to be featured in a ad for an extended warranty infomercial causes the Change-Brand light to illuminate for some buyers.
     
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  19. Doug McC

    Doug McC Senior Member

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    What I find interesting is that the only place that people seem to experience some of these failures is on PC. Consumer Reports (I know, I know) repeatedly sends out questionnaires to owners of all vehicles for as long as they own a vehicle and the owners that respond aren’t reporting these issues. Heck, in 2022 after we bought the Prius I still got a questionnaire concerning the ‘08 F250 we had traded in. So when I read statements on here like “Priuses are known for…….” Fill in your own description, I pretty much take them with a grain of salt.
     
  20. CoolPriusXLE

    CoolPriusXLE Member

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    Thank you!
     
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