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Is Toyota's 0% Finance on Prius Prime, Actually 0%?

Discussion in 'Prime Main Forum (2017-2022)' started by kenji4861, Nov 24, 2017.

  1. kenji4861

    kenji4861 Member

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    My friend is REALLY interested in buying a Prius Prime but he wants to finance because he saw the 0% being offered by Toyota


    Screen Shot 2017-11-24 at 10.56.52 AM.png

    Question is, is this just a bate and switch or do most Toyota dealerships actually honor this?

    He has excellent credit. FICO score over 800 or are they going to bring up a random reason at the end to say they can't offer 0%.

    Are there other costs he should be aware of (like $10 for every $1000 borrowed, etc)?

    Can he put $0 down?

    Thanks for anyone with experience with Toyota's financing.
     
    #1 kenji4861, Nov 24, 2017
  2. Ferrarilover

    Ferrarilover Active Member

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    Small print says no down payment. Also this specific offers appears to end April 2017


    iPhone ?
     
    #2 Ferrarilover, Nov 24, 2017
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  3. bisco

    bisco cookie crumbler

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    yes.
     
    #3 bisco, Nov 24, 2017
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  4. kenji4861

    kenji4861 Member

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    FerrariLover : it's actually read Month-Date-Year so it ends on December 4th, 2017.
     
    #4 kenji4861, Nov 24, 2017
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  5. HPrimeAdvanced

    HPrimeAdvanced Senior Member

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    No, the offer says 12-04-17, as the end date.

    .
     
    #5 HPrimeAdvanced, Nov 24, 2017
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  6. Ferrarilover

    Ferrarilover Active Member

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    You foreigners over the pond getting all your dates the wrong way around :)


    iPhone ?
     
    #6 Ferrarilover, Nov 24, 2017
    jtv, bisco, Tideland Prius and 2 others like this.
  7. davecook89t

    davecook89t Senior Member

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    I bought a 2017 Four Touring a couple of months ago with $0 down and 0% financing through Toyota Motor Credit. The only catch is that I had to give up the $2,000 rebate that they were offering at the time. I needed to choose between that and the 0% financing, but it really was a no-brainer, because even if I had financed at their next lowest rate, the total financing charges were more than $2,000. It is easy enough to check that your friend is really getting 0% financing. Just make sure that the total number of payments times the monthly payment is equal to the out-the-door selling price.

    From their ad, 72 X $13.89 = $1,000.08, so the offer really is for 0% financing, give or take a few cents rounding error.
     
    #7 davecook89t, Nov 24, 2017
    Last edited: Nov 24, 2017
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  8. HPrimeAdvanced

    HPrimeAdvanced Senior Member

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    Oh yeah, and the U.S. is also still in the dinosaur era with miles, gallons, daylight savings time and all that other nonsense. Of course you Brits have nothing to brag about with your pounds, shillings, stones, the Queen, bla, bla, and your driving on the wrong side of the road! Oh, and you still can't cook!! My dad would have told ya!!
    I'm sorry, but I believe the French have got it all together: no pounds, no miles, they drive on the correct side of the road, and they have good food!! They love Ferraris too!!

    .
     
    #8 HPrimeAdvanced, Nov 24, 2017
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  9. Ferrarilover

    Ferrarilover Active Member

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    I don’t want to up set anyone so we’ll just agree that the UK is awesome!


    iPhone ?
     
    #9 Ferrarilover, Nov 24, 2017
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  10. fuzzy1

    fuzzy1 Senior Member

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    So do you, just in a different wrong pattern.

    My computer files sort best when formatted as year-month-day.
     
    #10 fuzzy1, Nov 24, 2017
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  11. HPrimeAdvanced

    HPrimeAdvanced Senior Member

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    Now that's LOGICAL!!

    .
     
    #11 HPrimeAdvanced, Nov 24, 2017
  12. priuscatprimeguy

    priuscatprimeguy Senior Member

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    hmmmmm.....looks like it ends 12-4-2017:confused:
     
    #12 priuscatprimeguy, Nov 24, 2017
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  13. HPrimeAdvanced

    HPrimeAdvanced Senior Member

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    You need to run for Parliament!!

    .
     
    #13 HPrimeAdvanced, Nov 24, 2017
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  14. Deleted member 111882

    Deleted member 111882 Guest

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    Ignore him, he's just trapped in a little southwest American heat wave :ROFLMAO:
     
    #14 Deleted member 111882, Nov 24, 2017
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  15. HPrimeAdvanced

    HPrimeAdvanced Senior Member

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    If you're referring to this cornered Franco-Californian suffering from 95° Fahrenheit ludicrous heat on Thanksgiving, YES, I'm melting! I'm melting! Aaaaawwwwww!!!

    .
     
    #15 HPrimeAdvanced, Nov 24, 2017
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  16. priuscatprimeguy

    priuscatprimeguy Senior Member

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    [​IMG]
     
    #16 priuscatprimeguy, Nov 24, 2017
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  17. HPrimeAdvanced

    HPrimeAdvanced Senior Member

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    You are just so Coooool!!
    Perhaps Mother Nature will be kinder in the next weeks (to ALL of us!!).

    .
     
    #17 HPrimeAdvanced, Nov 24, 2017
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  18. SteveMucc

    SteveMucc Active Member

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    Here in NJ we had the choice of .9% or $3500 back. Quick bit of math on the calculator showed the $3500 was the better deal.
     
    #18 SteveMucc, Nov 25, 2017
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