1. Attachments are working again! Check out this thread for more details and to report any other bugs.

Owned my prius less than 90 days and in an accident

Discussion in 'Gen 3 Prius Main Forum' started by Mobalized, Oct 16, 2013.

Page 2 of 6
  1. Reetz

    Reetz Junior Member

    Joined:
    Aug 27, 2013
    36
    14
    0
    Location:
    Seattle
    Vehicle:
    2013 Prius
    Model:
    Four
    State of Washington. He did a phone consult with an attorney after doing some research on the net. Attorney told him to stick it out and not budge. His car had a clean carfax before the accident and had some pretty significant damage after. Not enough to total it but front and rear damage. It took a while to get all of the insurance companies sorted out. The original at fault insured ran out of money and his company ended up paying for it.​

     
    #21 Reetz, Oct 17, 2013
  2. Mike500

    Mike500 Senior Member

    Joined:
    Mar 1, 2012
    2,593
    764
    0
    Vehicle:
    2012 Prius v wagon
    Model:
    Two
    Hey, it's always about the money.

    Even, if either insurance company won't front it, I'd rent an equivalent car on my own. That mean's the clock and the costs for settlement will add up as time goes by.


    They realize that the longer that the diddle and doddle, the more it will eventually cost them.
     
    #22 Mike500, Oct 17, 2013
  3. kdkuhns3

    kdkuhns3 Member

    Joined:
    Apr 16, 2012
    38
    26
    0
    Location:
    Norwood, MA
    Vehicle:
    2012 Prius
    Model:
    Two
    just for reference, this was a 7k repair job.
     

    Attached Files:

    #23 kdkuhns3, Oct 17, 2013
  4. Mobalized

    Mobalized Member

    Joined:
    Aug 5, 2013
    98
    27
    0
    Vehicle:
    Other Non-Hybrid
    Model:
    N/A
    I just need a little over double that value and I'll be happy lol
     
    #24 Mobalized, Oct 17, 2013
  5. xraydoug

    xraydoug Active Member

    Joined:
    Sep 14, 2013
    571
    176
    0
    Location:
    Roseburg, Oregon
    Vehicle:
    2013 Prius c
    Model:
    Two
    I believe gap insurance is for accidents where you are at fault. If someone is at fault then their insurance will pay you dont have to worry about gap coverage. unless they are not insured. that is how it works in oregon
     
    #25 xraydoug, Oct 17, 2013
    JMD likes this.
  6. Mobalized

    Mobalized Member

    Joined:
    Aug 5, 2013
    98
    27
    0
    Vehicle:
    Other Non-Hybrid
    Model:
    N/A
    Gap coverage pertains to a totaled vehicle where the insurance company pays less than you owe. I do not owe more than I would be given in the event it is totaled (which I'm hoping for).
     
    #26 Mobalized, Oct 17, 2013
  7. JMD

    JMD 2012 Prius 4 Solar Roof

    Joined:
    Oct 11, 2012
    3,779
    1,282
    0
    Vehicle:
    2012 Prius
    Model:
    Four
    Good to know guys thanks
     
    #27 JMD, Oct 17, 2013
  8. Mobalized

    Mobalized Member

    Joined:
    Aug 5, 2013
    98
    27
    0
    Vehicle:
    Other Non-Hybrid
    Model:
    N/A
    Never mind this post
     
    #28 Mobalized, Oct 17, 2013
  9. Mobalized

    Mobalized Member

    Joined:
    Aug 5, 2013
    98
    27
    0
    Vehicle:
    Other Non-Hybrid
    Model:
    N/A
    Here is a picture from the scene, the at fault driver began losing control at the double white lines leaving the intersection coming towards the camera, my car was impacted in the area of the first bit of debris closest to the camera on the shoulder.
     

    Attached Files:

    #29 Mobalized, Oct 18, 2013
  10. WE0H

    WE0H Senior Member

    Joined:
    Mar 25, 2010
    3,247
    528
    0
    Location:
    Minnesota
    Vehicle:
    Other Non-Hybrid
    Model:
    N/A
    That sucks :-( Hope they either get it repaired right or write that sucker off ;-)

    Mike

    Mobile on my SGH-i717
     
    #30 WE0H, Oct 18, 2013
  11. jdk2

    jdk2 Active Member

    Joined:
    Mar 6, 2010
    751
    219
    0
    Location:
    Raleigh, NC
    Vehicle:
    2013 Prius Plug-in
    Model:
    Plug-in Advanced
    It's just amazing that as wide as that road is, you both managed to make contact. What was she doing?
     
    #31 jdk2, Oct 18, 2013
  12. JMD

    JMD 2012 Prius 4 Solar Roof

    Joined:
    Oct 11, 2012
    3,779
    1,282
    0
    Vehicle:
    2012 Prius
    Model:
    Four
    So when will the adjuster make a determination?
     
    #32 JMD, Oct 18, 2013
  13. Mobalized

    Mobalized Member

    Joined:
    Aug 5, 2013
    98
    27
    0
    Vehicle:
    Other Non-Hybrid
    Model:
    N/A
    The adjuster will be looking at the car this afternoon. I will try to post a picture of a diagram I wrote up that details the accident. She was rushing to make the red light driving a Mustang GT, got right around the double white lines that go across the road, back end slipped out, she kept trying to regain control but every time she did she over corrected and threw it into a uncontrolled drift in the opposite direction, she ended up drifting across both oncoming lanes (my lane) and hitting be on the shoulder. I contacted a lawyer this morning to see if there is any case to be made. As much as I hate to be a cry baby (because I usually dislike people like that) my neck and back has been pretty stiff since last night (accident happened Wednesday) but I have a preexisting disability claim pending with the Department of Veterans Affairs for back problems from my military service.
     
    #33 Mobalized, Oct 18, 2013
  14. Mobalized

    Mobalized Member

    Joined:
    Aug 5, 2013
    98
    27
    0
    Vehicle:
    Other Non-Hybrid
    Model:
    N/A
    I'm the vehicle on the right... The guys at work have a theory that she had been watching too much Tokyo Drift.
     

    Attached Files:

    #34 Mobalized, Oct 18, 2013
  15. mastergunnera8

    mastergunnera8 Junior Member

    Joined:
    Jun 5, 2006
    93
    8
    0
    I would not post any diagrams and hold off saying too much (more) on this forum until you get this done with...just my .02

    regardless of the VA claim, did you go to the hospital? Doctor?...if not GO NOW. Dont think into it too much, you are not a Doctor..anything that happened apparently made your condition WORSE...that is what matters...keep it simple, tell the Doc what only happened in this incident and let them tell you what condition you are in...you are not a "cry baby" if someone blasts across a road and smacks your car..and you are HURT...

    This may come back to you in ten years...
     
    #35 mastergunnera8, Oct 18, 2013
    Mobalized likes this.
  16. WE0H

    WE0H Senior Member

    Joined:
    Mar 25, 2010
    3,247
    528
    0
    Location:
    Minnesota
    Vehicle:
    Other Non-Hybrid
    Model:
    N/A
    Hope she gets nailed for careless or reckless driving. She deserves to pay for risking peoples lives with her poor driving.

    Mike

    Mobile on my SGH-i717
     
    #36 WE0H, Oct 18, 2013
  17. Mobalized

    Mobalized Member

    Joined:
    Aug 5, 2013
    98
    27
    0
    Vehicle:
    Other Non-Hybrid
    Model:
    N/A
    I wish it were so simple, I only have VA health insurance so I can't just call up and go in for an appointment today or something, and if I go somewhere else I am going to be paying out of pocket. I already have an appointment in November for something else so I was just going to talk to them then. I might mention it to the claim "handler" when I talk to her this afternoon that I would like to see a doctor as stiffness has started.
     
    #37 Mobalized, Oct 18, 2013
  18. mastergunnera8

    mastergunnera8 Junior Member

    Joined:
    Jun 5, 2006
    93
    8
    0
    Emergency room I believe VA pays for that..worth checking out...

    She got a ticket right?
     
    #38 mastergunnera8, Oct 18, 2013
    WE0H likes this.
  19. mastergunnera8

    mastergunnera8 Junior Member

    Joined:
    Jun 5, 2006
    93
    8
    0
    Do you both have the same insurance company? If not, then I thought they should be doing the talking?...not sur eabout that tho...did the lawyer take your case pro-bono?
     
    #39 mastergunnera8, Oct 18, 2013
  20. Mobalized

    Mobalized Member

    Joined:
    Aug 5, 2013
    98
    27
    0
    Vehicle:
    Other Non-Hybrid
    Model:
    N/A
    We do not have the same insurance, I am dealing with her company for now. And the lawyer hasn't taken the case yet just a consultation to see if I should be pursuing legal action.
     
    #40 Mobalized, Oct 18, 2013
(You must log in or sign up to post here.)
Page 2 of 6