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iTunes+PayPal -> fake charges

Discussion in 'Fred's House of Pancakes' started by bwilson4web, Oct 23, 2010.

  1. daniel

    daniel Cat Lovers Against the Bomb

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    I, for one, do not want you to delete your posts, and I do not want any victim of robbery or fraud to be silent about it.

    What I do want (and you seem unable to remember) is accurate information which would help us understand where the fraud or glitch or error occurred. Specifically, who did you give your PayPal password to, and what exactly did you authorize PayPal to do with regard to iTunes.

    And I think the posters above are also not asking you to delete your posts or to be silent. I think they are saying that you should not assert, based on your limited experiences, that using PP to pay at iTunes automatically leads to fraudulent charges.

    Your experience can help other people avoid similar experiences, but only if we know what actually happened. And if you cannot remember what actually happened, then you are not justified in making the blanket assertion that iTunes + PayPal = fake charges. The problem might have been with just one of them, or might have happened because of a compromised password at iTunes, since only music was charged.
     
  2. bwilson4web

    bwilson4web BMW i3 and Model 3

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    I completely agree. As much as I like iTunes, I may spend $50 per year on their stuff. PayPal is 'joined at the hip' with Ebay and I spend closer to $500 there. There has been no problem with Ebay-PayPal so I'm a happy camper. Until I tried iTunes-PayPal, I was also a happy camper. Now I've been touched with three false charges although Apple iTunes did the right thing. Just, I'm not about to go back to that well again . . . unless there is a public announcement of a 'bug fix.' Otherwise, I would prefer that others take that path.

    Bob Wilson
     
  3. GeekEV

    GeekEV Member

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    No, I'm not advocating you not report what happened. What I'm advocating is temperance. Your initial statement was:

    When the fact of the matter is you don't *really* know what happened. And the tone of a few of your followups strongly suggest that anyone doing what you did will have problems. That's all I object to, and even at that, not that strongly. You were upset - understandably so. :)

    • When: I first charged iTunes purchases via PayPal in 3/09, have been doing it weekly ever since.
    • iTunes Version: Currently 10.0.1, would have been 8.1 in 3/09 and every version in between
    • Operating System: Currently Mac OS X 10.6.4, would have been 10.5.6 in 3/09 and every version in between
     
  4. FL_Prius_Driver

    FL_Prius_Driver Senior Member

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    I'm supporting Bob's efforts on reporting this. He gave every detail he could and stated every detail he could not fully recall. His intent is to head off possible problems others could have. While the style may not be ideal for all, the detailed reporting was.
     
  5. daniel

    daniel Cat Lovers Against the Bomb

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    I'm sorry, but I disagree. Bob could not remember any relevant detail of the transaction: He could not remember whether he was directed to a payPal site, or whether he gave his PayPal password to Apple. He could not remember if he authorized a single transaction or an open-ended relationship. And then, even though he had no idea of what he had actually done, he jumped to the conclusion that this was an Apple+PayPal issue, and asserted that anyone who pays for iTunes purchases through PayPal will have the same problem, even though several people have reported that they pay that way all the time and have had no issues.

    There is a lesson to be learned from Bob's unfortunate experience: Whenever you pay electronically, look very carefully, read everything carefully, know what web site you are on, and know exactly what you are authorizing.
     
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  6. bwilson4web

    bwilson4web BMW i3 and Model 3

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    You have the option of conducting the experiment and answering all of your own questions.

    Bob Wilson
     
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  7. FL_Prius_Driver

    FL_Prius_Driver Senior Member

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    Disagree about what? Bob reporting at all? (not what you indicated in an earlier post), Bob being honest about what he did and did not know? (I sure understood and you did too). Bob coming to conclusions not everyone shares? (Everyone posting on this thread is sure smart enough to understand the limits of what can be known or not.)

    I'm certainly not trying to be antagonistic at all, but Bob posted trying to help, not provoke.
     
  8. Stev0

    Stev0 Honorary Hong Kong Cavalier

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    Full marks for reporting the problem and warning people to watch out.

    However, C- for finding out what went wrong, how to fix it, and most importantly how to keep it from happening again (other than just not using Paypal on iTunes).

    I've had more conversations that started this way:
    Client: Help! My computer just died!
    Me: Could you be more specific?
    Client: It won't do anything!
    Me: What won't?
    Client: I don't know!

    "My computer died" has turned out to mean everything from "I can't access my favorite pr0n site!" (solution: ask the net admin to unblock it, explaining to her why you need to access it) to "I spilled a Pepsi on my laptop." (OK, admittedly *THAT* is a dead computer).
     
  9. daniel

    daniel Cat Lovers Against the Bomb

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    I disagree with your statement that Bob made a good report. I feel his report was lacking in substance. It was incomplete and his conclusions were not justified by the meager information.
     
  10. bwilson4web

    bwilson4web BMW i3 and Model 3

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    I'm sorry, I've misunderstood that 'daniel' and you may want to hire me to diagnose the problem. Feel free to pass my offer to Apple and PayPal, money is money.

    Rate:
    $50/hr (2 hour minimum) + expenses, ~$150. Total: $250.

    Plan:
    I'll recreate my iTunes and PayPal accounts prior to 10/18/2010. This means I'll create two disposable e-mail accounts using both hotmail and gmail along with the test PayPal and iTunes accounts. The expense money will be deposited into a new bank account used to backup the PayPal account. I will also get a credit card via the bank. There will be unique e-mail, PayPal and iTunes passwords similar to the ones I had before the incident.

    I will buy one tune using the credit card and wait 30 days. This is the baseline that verifies the credit card and iTunes are working. You may select the tune. I'll record the network transactions.

    After 30 days, I will buy another tune using iTunes and enabling the PayPal account. I will record the network transactions and we will wait two weeks to see if the fraud occurs again. Any expenses or resources remaining after the last transaction and refund processing will be returned to those who hired me. There may be bank fees and processing fees but any remaining expense monies will be returned. I'm only working for $50/hr for a two hour minimum.

    This offer is only as good as iTunes Version 10 remains the current version. If iTunes 10.1 or 11 is released before payment, I will be upgrading and this offer will no longer be available. This is only an offer to test iTunes V10 and whatever interface PayPal interfaces exist at the time of test.

    Review:
    Let me know if you need more details or any changes to the plan.

    Send Payment:
    Send a PayPal payment of $250 to "[email protected]". Once I have payment, we have a deal, a contract. I look forward to this opportunity. You and 'daniel' are welcome to share the $250 fee and even solicit more investors.

    Bob Wilson
    'Professional' security expert

    ps. We may have to move this to the sales forum . . . or like we used to say in boot camp, "Money talks, bullsh*t walks." <GRINS>
     
  11. bwilson4web

    bwilson4web BMW i3 and Model 3

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    No problem. Once you and any who agrees send "bwilson4web@gmail" a total PayPal payments of $250, I'll go back and repeat the experiment.

    You need to understand, I'm paid for what I accomplished just today:
    • getting failed network drop fixed
    • diagnosis of Windows network configuration error
    • diagnosis of Oracle support account problems
    • download Solaris combined patch from 10/15/2010
    • mapping out-of-date, production system, beginning the planned replacement
    I get paid for solving these kind of problems. So given ~2,000 labor hours per year and $50/hour rate, you are getting a fair rate.

    On Tuesday, I'll have another list of interesting problems to address . . . and Wednesday . . . and Thursday . . . and every day there after. This is what I do for a living. So if you want a professional investigation of the iTunes+PayPal problem, I'm well qualified and my rates are reasonable. Heck, if I charged overtime, it would be $75/hour or $300 with expenses.

    Bob Wilson
     
  12. bwilson4web

    bwilson4web BMW i3 and Model 3

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    Checking with the Mercury News:

    Action Line: Watch out for those phony charges from iTunes - San Jose Mercury News
    Found trying to research earlier reports. I was not surprised to find this Oct. 22 column reflecting a similar experience.

    Bob Wilson
     
  13. daniel

    daniel Cat Lovers Against the Bomb

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    Why should I hire someone who doesn't even know which web site he was on, or what he actually authorized, to try to recreate something that apparently happens about once every twenty-five million transactions?

    My best guess: someone got hold of your iTunes password, and PayPal had nothing to do with it. (Since all they did was buy a few songs, not raid your PP account for cash.)

    I repeat, it is good that you reported it. I just point out (for the third ? time now) that since you don't know what you actually did, you cannot draw conclusions from it. As for recreating it in order to find out, it is pretty clear that it happens so seldom that it would take a million users buying songs for a month, or one user buying songs for many thousands of lifetimes, to get it to happen again. And you still would not know for sure whether it was a compromised password or a glitch in the system, or someone at Apple trying to steal a few bucks from you.

    So your conclusion (that iTunes + PayPal = fake charges) is unsupported conjecture.
     
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  14. bwilson4web

    bwilson4web BMW i3 and Model 3

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    Message delivered.

    GOOD LUCK!

    Bob Wilson